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我要置业 - 德国理财网

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置业1

目前德国的房地产贷款利率已经到达史上最低的水平,同时大中城市房价也持续攀升,热度不减,越来越多的华人开始关注德国房地产投资。已经定居和计划定居德国的华人纷纷通过置业提高自己或家庭的生活质量,满足资产保值增值以及养老保障的需要。同时也有越来越多的华人把房地产作为重要的投资渠道,通过银行贷款的低利率杠杆作用,获得数倍的投资回报。

德国理财网www.defang.de介绍了德国房地产投资的置业常识。我们还撰写的多篇文章以更详细的知识问答的形式介绍德国置业与贷款知识。通过德国房地产贷款常识,您可以了解到华人在德国购房贷款的相关常识,点击这个链接还可以在线获取房地产贷款报价。

申请贷款时,银行通常会要求贷款人投保相关保险,在贷款人丧失工作能力或者离世时 降低银行的风险。这类保险包括风险人寿保险(Risikolebensversicherung)和丧失工作能力险(Arbeitsunfaehigkeitsversicherung)。
如果您打算自己建房,那么别忘了给工地买建房责任保险(Bauherrenhaftpflichtversicherung),防止工地上可能发生的事故。在建中的房子需要(Rohbauversicherung),防止火灾的发生。建完后的房子或者购置的房产需要保房屋险(Wohngebaeudeversicherung),防止各种灾害的发生。无论是租房还是买房,在德国您应该购买家庭财产险(Hausratversicherung)等等。

另外需要特别提醒您的是:不管您是在德国上学、工作还是经商,不管您是短期旅游还是长期定居,德国私人第三方责任险是必不可少的。如果您在看到这段话的时候如果还没有上这个保险,请务必点击下面的链接,只需要几分钟的时间就可以在线比较并且直接投保,每月只需几欧元就可避免动辄高达数百万欧元的索赔。

》》》点击这里免费进行比较《《《 

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