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我是学生 - 德国理财网

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学生2
德国的大学学习条件优越 ,教学设备先进,生活环境安稳舒适。所以吸引了越来越多的中国学生来德读大学。作为大学生请参考法定医疗保险(gesetzliche Krankenversicherung)。年龄在35岁以下的语言生,研究生或博士生可以申请学生保险Care College. 有三种选择, 每月26欧元起,一般我们推荐价格高一点的,保险范围比较好。而且我们建议保长不保短,这样对延长保险或延长签证都有好处。点击这里在线申请另外,如果拿奖学金的中国籍学生可以申请Care Science. 最高年龄35岁。月保险费45欧元。最长保险时间为5年。保险费不变。点击这里在线申请。

每个学生都会开设银行账户,点击这里可以在线申请免费的银行账户,个别银行在做活动期间还会赠送最高250欧元的开户奖金。网购和租车等需要实用信用卡,没有固定收入的学生无法通过大多数信用卡公司的审核,这里我们推荐专门为学生打造信用卡,请点击这里,从列表里面选择Barclaycard for Students。如果有投资股票或者基金的需求,需要开设股票账户(Depot)。投资方面还可以考虑介绍了房产众筹投资,500欧元起投

第三方责任险(Haftpflichtversicherung)是任何生活在德国的人也需要的一种保险,在德国这个井然有序的社会,如果因为您的疏忽,而给他人造成了人身伤害或者经济损失的话,该保险会负责赔付他人所有损失,赔付额高达数百万欧元。这种疏忽小到弄坏他人私人物品,大到闯红灯引发巨大交通事故等等都在保险范围内。如果您在看到这段话的时候如果还没有上这个保险,请务必点击》》》免费比较私人第三方责任险《《《从中可以筛选出德国性价比最高的私人第三方责任险,只需要几分钟的时间就可以在线比较和投保,保费一年最低只需30欧元

在德国,上网和电话的电信商一般是Telekom, Vodafone, Unitymedia, O2等公司,每家公司都会针对不同的带宽、流量等项目提供不同的套餐,通过这个链接可以免费比较他们的套餐的价格和各个参数,并且直接在线签约,省时省力。德国电力公司和天然气公司的供应商有几百家之多,一般来说,本市的Stadtwerke的费用属于比较高的,通过这个链接可以免费在线寻找更便宜的供电公司。 通过这个链接可以免费在线寻找更便宜的天然气公司

如果您拥有汽车的话,可以通过这个比价网站进行比较汽车保险,每年最多可以可以节省600欧元的保费。如果您需要租车,可以通过这个链接进行比较和在线预定。点击此链接可以比较旅游套餐Pauschalreise的价格。

有的同学来自经济状况较好的家庭,父母愿意资助在德国买房自住或投资,可以参考在德国置业常识

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